DEFENDER CAPITAL

& Credit

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FAQ

Frequently Asked Questions

We provide Credit restoration, and Fast Track Home Buyer Program.

Yes. Book an appointment and we’ll walk through your situation at no cost. You only pay once we agree on a service and scope.
Most clients see meaningful changes within 30–90 days, with full results in 3–6 months depending on what needs to be disputed. Every credit report is different — we’ll give you a realistic timeline after reviewing yours.
We dispute inaccurate, unverifiable, incomplete, or outdated items — including incorrect late payments, charge-offs tied to accounts that aren’t yours, outdated collections, and duplicate reporting. We don’t promise to remove accurate negative items.
No. Disputing inaccurate items doesn’t lower your score. The only actions that lower your score are new hard inquiries, missed payments, or high balances — which we help you avoid.

No. We work with clients at various credit levels. If your score needs work, we can
pair home buyer guidance  with credit repair so you qualify for better terms.

We’re happy to walk through your situation 1-on-1. Drop your number and we’ll call you back — no commitment required.